Are you currently collecting a pension and depending upon it to coming to you every month? Do you need it to live the retired life you expected all those years you were working and comtributing into your pension? If you are like most people who have been collecing a pension you might not have given it a second thought. After all it is your money and they have to give to to you don’t they?
You might be surprised.
Watch this video interview of Ted Siedle
er I was one of those people. Earlier in my life, I had worked a union job and made a substantial payment for union dues. They were high but at least I would receive a union pension at the time of retirement. For the first few years everything went fine and I received my pension check each month. Then I started getting the letters required by law that the funding levels were dropping and the fund was approaching critical status.
Then one day I got a letter from the pension fund saying if I did not retire by a certain date my pension benefit would be cut by 75%.
Of course my first reaction was they can’t do that its my money. But of course they could and they did.
In the letter telling me of the pension cut they also said if the funding dropped to a point they called critical status the Federal Pension Guarantee Fund would take over the responibility of paying me benefits. Great I thought, nothing to worry about. Uncle Sam would make me whole! Not true. The letter from the pension fund cut my benefits by 75%. The government pension guarantee fund would cut my benefits even further!
Ted is a lawyer and a forensic pension specialist. He has examined the pension funds of Wall Street firms, large corporations and public unions. He won the largest judgement to date of 48 million for pension fraud and violations.
Ted says most of the problems are caused be excessive fees from the Wall Street people who push these investments to the pension funds.
Be Prepared! Map out your alternative strategie. Just play a what if. What if your pension benefit was to disappear? Do you have an alternative source of income? How would your life and currrent standard of living change?
If you are prepared you can weather the storms pension experts like Ted tell us are ahead.
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